Even in 2025, Perspectiva continues its successful development. With an increase in foundation assets to CHF 2.1 billion, it will surpass the 2 billion mark for the first time in 2025 and further establish itself as a strong provider in the market for semi-autonomous collective foundations. The increase in affiliated companies to 5,321 (previous year 5,186), while maintaining a healthy structure, demonstrates the sustainable development of Perspectiva.
In 2025, Perspectiva was also very successful in the investment market, achieving a strong performance of 6.6%. Insured persons benefit from an attractive interest rate of 3.0% for the past year. For future development, Perspectiva benefits from an increased coverage ratio of 109% (previous year 105%). It continues to show solid overfunding and is well-prepared for a more volatile investment environment in the current challenging political and economic situation.
The full-coverage insurance continues to guarantee an absolutely
secure
pension solution
For Baloise customers with a greater need for security, the full coverage insurance offer is the ideal
solution. Especially in the current, increasingly unpredictable geopolitical environment, it offers the
highest security and allows customers to focus on their core competencies in a challenging economic
environment. Baloise has credited the above-mandatory retirement savings with an interest rate of
1.75% and endowed the surplus fund with CHF 65 million. This sustainable and solid interest rate
ensures that customers can rely on a stable financial future.
Stable results in a
challenging
environment
Baloise achieves a profit of CHF 46 million in occupational benefits. The distribution ratio in the
business
subject to the minimum quote is 91.1%. In an environment marked by geopolitical tensions, a solid
net
capital return of CHF 273 million was achieved in the operating account.
Media contact:
Corporate Communications
Phone: +41 58 280 50 33
media.relations@helvetia-baloise.com